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Trade finance

Trade finance that fits the transaction.

Finance can be an important part of a trade. TP4 can help connect eligible requirements with appropriate financing solutions and partners.

  • Purchase finance
  • Working capital
  • Transaction & receivable support

Where finance fits in the cash cycle

Pick a finance type and a payment term to see which part of the cycle it covers.

Buyer pays after

Funds the payment to your supplier, so a confirmed order does not wait on your cash. Typically repaid once goods are sold or used.

Illustration of a typical cycle. Eligibility, amounts, pricing and approval are always decided by the finance provider.

Four ways finance supports a trade

  • Purchase finance

    Funds a buyer’s payment to the supplier, so a confirmed order does not wait on cash. Typically repaid when the buyer sells or uses the goods.

  • Working capital

    Covers the period between paying for production or stock and receiving payment from the customer.

  • Transaction finance

    Finance tied to a specific trade, its documents and its flow of goods, rather than to the balance sheet alone.

  • Invoice / receivable support

    Where applicable, releases cash from invoices issued on agreed credit terms.

Straight about finance

  • TP4 connects eligible requirements with finance partners. Approval, amounts, pricing and timing are decided by the provider.
  • No approval, interest rate, funding amount or timeline is promised on this website.
  • When a finance partner is involved in your trade, they are identified and their terms are shared with you.
  • A finance enquiry is kept separate from a product request, so each is assessed properly.

Finance enquiry

Tell us about the trade. This is an enquiry, not a credit application.

Optional.

TP4 never asks for passwords, bank logins or card details.

Is finance holding a trade back?

Share the trade and the finance need. TP4 will tell you whether it may be eligible.

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